(DOCUMENTS REQUIRED -
For Self Employed)
- Last 3
Year Income Tax return along with Profit & loss a/c , computation of
income, and balance sheet certified by C.A of Individual & Company
- Audit
report for last 3 years( If applicable)
- Last 6
month Bank Statement (Saving & Current a/c) (Till
Date) in Original of Individual & Company
- Advance
tax challans copy( Sale Tax, Income tax, VAT)
- Company
profile on Company letterhead with client list( If applicable)
- Residence
Proof & Office Address proof (electricity bill, phone bill, letter
from employer, original bank statement, passport copy).
- Age
/DOB Proof, Photo ID Proof (Passport, Pan Card etc).
- One
Photograph each of Applicant & Co-applicant (passport size).
- Processing
fee
- Loan details
if any loan running at present of Individual & Company (sanction
letter copy or track record).
- Copy
Of Qualification Certificate
- MOA of
the company( In case of Pvt. Ltd company)
- Shareholding
Pattern on company letterhead.( In case of Pvt. Ltd company)
- List
of director attested by C.A
- Form
26AS for AY 15-16, 16-17, 17-18 of Individual & Company
++++++++++++
(DOCUMENTS REQUIRED -
Self Employed Professional)
- Last 3
Years ITR + Computation of Income + Balance Sheet + P&L Account +
Schedules, duly certified by CA, of the Company.
- Provisional
Balance Sheet & P&L Account with advance tax challan or 26AS or
Form-16A for the Latest Year if not filed.
- Audit
report of last 3 year (If audited).
- Bank
Statement for latest 6 months of all Current Accounts of Company & of
all Savings Account of Individual.
- Company
Profile with Major Client List on Company?s
Letterhead.
- Details
of all the obligations running
- In
case of any loan Emi going from any of your other bank, then copy of bank
statement for latest 12 month. Along with a sanction letter (of that loan)
or latest track record.
- Date
of Birth Proof of all the applicants (PAN CARD).
- Current
Residence of all applicant & Office address proof.
- One
Photograph of all the applicants.
- Application
form duly filled and signed by all the applicants.
- Last
Higher qualification certificate copy.
+++++
(Document Checklist for
Residential property NRI Loans)
- Dully
filled & signed application NRI loan application form.
- One
passport size photograph to be affixed on the application form & to be
self attested by applicant &/ co-applicant.
- Copy
of identify proof of both applicant &/ co-applicant. (Passport,
pan card, driving license).
- Copy
of residence proof of both Indian and overseas address of
applicant&/coapplicant. (Utility bill- electricity/telephone
bill, lease agreement, passport, bank statement, letter from employer).
- Copy
of visa stamped on the passport. ( last visit details to be
highlighted)*
- Copy
of employment contract.
- Website
address of the employer and contact details of HR Manager
- Copy
of last 3 months salary slip/ original salary certificate.
- Bank
statement of the overseas bank account for the last 6 months. (salary
credits & rent paid to be highlighted)
- Bank
Statement of the NRE/NRO account for the last 6 months.( in India)
- Profile
of the applicant&/co applicant and qualification proofs
- Past
occupational history (in case of less than 2 years of work experience
or recent change in employment)
- Copy
of Latest Income tax return (Form W 2 in US, P60 in UK)
- Details
of any other loan availed from any other bank/financial institution in
India or overseas.(to be mentioned on the application form)
- Bank
statement showing repayment of the loans availed from any other bank/
financial institution for the last 6 months / repayment track record from
the bank/ financial institution the loan has been availed from.
- Credit
Bureau Report (incase facility not available in the country
applicant&/ coapplicant are based at than declaration to be collected
mentioning details of any other loans availed)
- Power
of attorney details or local contact person?s details to be updated on the
application form
- Incase
property is selected, copy of property documents are also
required. (please provide details such as complete property address,
owners & payment made to the builder from own sources )
* Incase customer is permanent resident of the
overseas country then permanent resident card will be required.
+++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++
(For Processing Loan
Application)
Most Important: All documents are to be self
attested.
- Date
of birth proof of all applicants.
- Aaddhar
Card of all applicants.
- ID
proof of all applicants. (Pan Card)
- Residence
proof of all applicants.
- Photograph
of all applicants duly self attested on the front side.
- Latest
3 months salary slip in original or fly attested by HR/Accounts deptt.(If
there is variation in gross salary too then 6 months salary slips) &
CTC (if required).
- Latest
six month bank statement (Till Date) in which salary is credited
(original).
- Latest
Form 16 along with ITR (Assessment year 2016-2017 & 2017-18).
- Copy
of Appointment Letter/Contract Letter in case of job changed within one
year along with previous employer?s Form 16.
- In
case of any loan EMI going from your any of your other bank, then copy of
bank statement for latest six month along with a sanction letter (of that
loan) or latest track record.
- Latest
Qualification Certificate (Higher professional Certificate).
- Marriage
certificate copy in case of wife as applicant (If title change).
- Ration
card copy in case of Parent or Sibling as applicant.
- Copy
of Property Papers (In case of direct allotment ? Payment Receipt,
Allotment letter or Booking booklet will do).
- Processing
Fee as per bank policy.
- Legal
Fee
- Possession
Letter of Property.
- An
estimate of proposed work from an Architect.
NOTE : If your ITR of bank account reflects your
another bank account then a copy of its statement for latest six month.